Water is very essential to all life forms, but it can also spell death for a home.  Water damage can cause all kinds of  headache for homeowners, both immediately after the damage occurs and in the long run.  From floods to leaking pipes, water damage is a serious problem and can cause significant health and safety issues.

Water damage describes a large number of possible losses caused by water intruding enables attack on a material or system by destructive processes such as rotting of wood, rusting of steel, de-laminating of materials such as plywood, and many others.

The damage due to water may be imperceptibly slow and minor, for instance water spots that could eventually ruin the surface, or it may be instantaneous and destructive such as flooding.  However fast it occurs, water damage is one of great contributor to loss of property and surrounding.

An insurance policy may or may not cover all the costs related with water damage and the process of water damage restoration.  According to recent researches it is important to get to known that most  common cause of residential water damage is often the failure of a sump pump, many homeowner’s insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

The  individuals who are affected by wide scale water damage (flood) may have the option to apply for their government and FEMA grants through the Individual Assistance program.  On a higher level, businesses, cities, and communities can also apply to the FEMA (Public Assistance program) for funds to assist after a large flood.  For an example, the city of Fond-du-Lac, Wisconsin received $1.2 million FEMA grant after flooding in June 2008.  The program allows the city to purchase the water damaged properties, demolish the structures, and turn the properties into public green space.


  1. SKYBLUE RESTORATIONSwww.skybluerestorations.com
  2. OSHA – Occupational Safety And Health Administration
  3. EPA- Environmental Protection Agency
  4. IICRCS500- www.ansi.org/
  5. http://www.thewaterdamageexperts.com/water-damage-causes/